Scams are everywhere now and come in many different forms.
The Bibb Sheriff’s Crime Prevention Section gets numerous emails
each week from Neighborhood and Business Watch members regarding scams
and we pass that information onto our Email Update subscribers. Thanks
to all of you for keeping us informed and participating in the Email
Update program. Rather than describe each scam; here are some basic
rules to go by to avoid being the victim of a scam.
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If a bank needs vital information from you regarding
your account, they will mail you a notice, not email you.
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If you get mail requesting information regarding
your account, you can go to or call the local branch to confirm
the request and pass on the required information.
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Never give out your personal information or account
information over the phone, internet or to an unfamiliar mailer.
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If a deal sounds too good to be true, it most likely
is.
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No one who finds a large sum of money or obtains
a large sum of money through less than legitimate channels is going
to approach you in a parking lot and offer to share it. This is
a scam. Report anyone doing so to law enforcement.
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If someone has just met you in a bar or parking
lot and offers you a chance to obtain expensive electronics at half
price because he “has a friend that works in the store”,
this is not Christmas Spirit-it is a scam, (not to mention illegal).
Keep your money and call law enforcement immediately.
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Your credit card company should already know your
vital information including account and security numbers. If someone
calls you on the phone claiming to be from your credit card company,
and asks for this information, it is a scam. The most popular version
of this is someone claiming to be with loss prevention reporting
that someone else has used your card number. Hang up and call the
number on the back of your credit card (not the one he/she gives
you) or your issuing bank.
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If you sell items over the Internet and someone
has sent you a $4,000 check for the $10 (one of a kind) vase you
found at a yard sale and wants you to cash the check and send him
the change, the check or money order is counterfeit. Keep your money
and your one of a kind vase and call law enforcement.
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I tried this one myself with a camera phone. I suppose
it is remotely possible for someone to obtain a photo of your credit
card while standing in line behind you. Most of these phones do
not have the capability to focus that tightly. We had to hold our
phone directly over the card to obtain a useable photo. Always be
aware of your surroundings. The person pointing a cell phone directly
at your checkbook or credit card may be up to something.
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Let’s face it … most of us just aren’t
lucky enough to be the last living relative of a deceased millionaire
in a foreign country. This one falls under the “too good to
be true” rule. If someone calls or emails to inform you that
you are then states you will have to pay $3,000 in advance for taxes
and fees on the inheritance, it is a scam. If they ask for your
account information to “transfer the funds”, the only
transfer will be from your account to theirs. If this happens to
you and it isn’t a scam, remember that tax-deductible donations
to the Crime Prevention Section are always welcome.
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Many scam artists target the elderly. Let’s
all watch out for our older friends, relatives and neighbors. They
are usually the anchors and backbones of Neighborhood Watch groups.
Bankers can make inquiries on unusual / large withdrawals or suspicious
checks and money orders. Friends, neighbors and relatives: encourage
them to ask your advice on important issues. If they don’t
have email, print these tips and others for them or simply slip
them into your next conversation. In short, they took care of us
so let’s take care of them.